¹ _{Student Checking is only available to those ages 16-24. On 25th birthday, account automatically changes to eAccess Checking, subject to the terms and conditions, terms of service, and fees of that account.}

² _{$5 monthly maintenance service charge waived with minimum $10,000 relationship of deposits and loan balances.}

³ _{As an Internet-only account, we are passing along our cost-savings of servicing the account only online to you by giving ATM surcharge rebates and interest. We will charge $5 per visit for in-branch transactions.} 

⁴ _{BankFive will not impose an ATM service fee at non-BankFive ATMs. Other banks may impose a surcharge for the use of their ATMs however.}

⁵ _{BankFive is a member of the SUM program and BankFive customers who use their cards at SUM designated ATMs will not be charged an ATM surcharge. However, BankFive will impose a $1.50 ATM service fee for Basic Checking and Free Checking customers who use a non-BankFive ATM. If using a non-SUM ATM, BankFive will reimburse other banks' surcharges up to $10 per statement cycle for eAccess and Student Checking accounts only.}